Landlord Vision Alternative: Which Landlord Software Is Best in 2026?

Why Landlords Look for Landlord Vision Alternatives

Landlord Vision is one of the most capable UK landlord accounting platforms. It was built specifically for HMRC’s property income rules, handles Making Tax Digital submissions natively, and produces the SA105 supplementary pages your Self Assessment return needs. For the numbers side of landlording, it is hard to beat.

The problems start when you want to do anything beyond accounting.

There is no tenant portal. Tenants cannot log maintenance requests, view their tenancy agreement, or receive messages through the platform. If something breaks at 11pm, you are handling it over WhatsApp or email as usual.

Maintenance tracking is basic. You can log costs. You cannot track a repair from initial request through contractor instruction to completion the way Arthur Online can. There are no contractor profiles, no job status updates, and no photo uploads from the property.

The interface is functional but dated. Landlords used to modern consumer software sometimes find the learning curve steep for what are ultimately simple tasks.

And if your property income is below the Making Tax Digital threshold — under £50,000 for the April 2026 intake — you are paying for an MTD-capable platform before you are legally required to use one.

Landlord Vision Pricing in 2026

Plan	Monthly Cost	Properties Covered
Standard	£12/month	Up to 5 properties
Portfolio	£18/month	6–25 properties
Large Portfolio	£30/month	26–100 properties

Landlord Vision uses flat monthly pricing — not per-property. This means a landlord with 4 properties pays the same £12/month as a landlord with 1 property. That is a significant advantage over Arthur Online’s per-property model, where a 4-property landlord pays £60/month.

Annual billing gives a discount of roughly 15-20%. The exact discount depends on the plan.

There is a free trial. The full feature set is available on trial without a credit card.

Who Actually Needs Landlord Vision

Landlord Vision earns its keep when:

• MTD compliance is your priority — from April 2026, landlords earning over £50,000 from property must submit quarterly income and expense updates to HMRC. Landlord Vision handles this directly. You do not need separate accounting software.
• Your SA105 filing is complicated — Section 24 mortgage interest restrictions, capital allowances, furnished holiday let calculations. Landlord Vision handles these correctly by default.
• You have 3-5 properties — the flat-fee pricing makes it excellent value at this scale. A 5-property landlord pays £12/month on Landlord Vision versus £75/month on Arthur Online.
• You want bank feed integration — auto-importing transactions from your current account saves significant monthly admin. Landlord Vision supports most UK banks including HSBC, Barclays, NatWest, Lloyds, Santander, and Starling.
• You do not trust spreadsheets with double-entry accounting — Landlord Vision’s accounting is built on genuine double-entry principles, not a simplified ledger. This matters when your accountant reviews your records.

Landlord Vision is poor value when:

• You mainly need tenant communication and maintenance management
• You want a professional tenant portal with e-signing and referencing
• You have 1 property and your finances are simple
• You are below the MTD threshold and prefer a simpler tool
• You want a modern, consumer-grade interface

The Best Landlord Vision Alternatives in 2026

Arthur Online — Best for Property Operations

Pricing: £15/month per property (annual billing), volume discounts from 10+ properties

Arthur Online solves the problem Landlord Vision ignores: managing the physical side of being a landlord. Tenant onboarding, maintenance workflows, contractor management, inspection scheduling, and tenant communication all happen in one platform.

Strengths over Landlord Vision:

• Full tenant portal — tenants submit maintenance requests, upload documents, and view their tenancy terms directly
• Contractor portal — tradespeople update job statuses, upload photos, and submit invoices through the platform
• Professional inspection workflow — schedule inspections, use templates, produce photo reports
• Multi-user access with role permissions — useful if you have a property manager or work with family
• Better suited to landlords who want to operate at near-agent level without paying agent fees

Weaknesses compared to Landlord Vision:

• No MTD direct submission — you must export financial data to Xero, QuickBooks, or another MTD-compatible tool. That adds cost and complexity.
• No SA105 export — Arthur’s financial reporting is a secondary feature, not the core product
• Per-property pricing — a 5-property landlord pays £75/month on Arthur versus £12/month on Landlord Vision
• Section 24 mortgage interest restriction calculations are not automated

Who should pick Arthur Online: Portfolio landlords with 5+ properties who want professional operations management and are happy to use separate accounting software for tax. If you currently self-manage and spend significant time on tenant communication and maintenance coordination, Arthur’s workflows will pay for themselves.

Read the making-tax-digital-landlords guide to understand whether you need MTD-native software or can use an export route.

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Hammock — Best for Simplicity and Low Cost

Pricing: Free (1 property), £8/month flat (unlimited properties)

Hammock is the stripped-back option. It does income tracking, expense logging, receipt scanning, and real-time tax estimates. Nothing else. If you want software that takes 15 minutes to set up and 10 minutes a month to maintain, this is it.

Strengths over Landlord Vision:

• £8/month flat — for 1-3 properties, it undercuts Landlord Vision significantly
• Free single-property tier — genuinely useful for landlords testing the water with software
• Real-time tax estimates — as you log transactions, Hammock shows your estimated tax liability for the year. Useful for setting aside reserves
• Receipt scanning via mobile app — photograph receipts on the go and they are automatically categorised
• Cleaner, modern interface — faster to learn and less intimidating

Weaknesses compared to Landlord Vision:

• No MTD direct submission yet — Hammock has indicated MTD support is in development but it is not yet available. This is a significant gap if you are above the £50,000 threshold
• No SA105 export — you would need to manually transfer figures to your tax return or accountant
• Limited accounting depth — single-entry ledger rather than double-entry. Adequate for most landlords but may not satisfy an accountant reviewing complex portfolios
• No bank feed integration — you must enter transactions manually

Who should pick Hammock: Landlords with 1-4 properties who are below the MTD threshold, want the cheapest paid option, and primarily need income/expense tracking with an estimate of their tax bill. The mobile receipt scanning alone is worth £8/month to many landlords.

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Free Tools and Spreadsheets — Best for 1-2 Properties Below MTD

For landlords with one or two properties and property income under £50,000, the core financial tasks are genuinely manageable with free tools:

• Income tracking — a Google Sheets or Excel template with monthly rent columns and an annual total
• Expense logging — one row per receipt, categorised against HMRC’s allowable expense headings
• Receipt storage — a Google Drive folder, organised by tax year
• Compliance reminders — calendar reminders 30 days before gas safety certificate renewal, EICR review, insurance expiry, and deposit anniversary

The sa105-form guide walks through how to complete your property income pages using a spreadsheet. The allowable-expenses-landlord guide covers every category of deductible expense so you can set up your spreadsheet categories correctly from day one.

When you grow to 3+ properties, or when MTD pulls you in, revisiting paid software is worth a few hours. Until then, the spreadsheet route keeps costs to zero.

Feature Comparison: Landlord Vision vs. Alternatives

Feature	Landlord Vision	Arthur Online	Hammock	Free Tools
Monthly cost (3 properties)	£12/month	£45/month	£8/month	£0
MTD direct submission	Yes	No (needs export)	Not yet	No
SA105 export	Yes	No	No	Manual
Bank feed integration	Yes	Limited	No	No
Tenant portal	No	Yes	No	N/A
Maintenance workflow	Basic	Full contractor portal	None	Direct contact
Tax reporting	HMRC-grade	Basic export	Estimates only	Spreadsheet
Section 24 calculations	Yes	No	No	Manual
Inspection management	No	Yes	No	No
Mobile app	Web only	Yes	Yes	N/A
Double-entry accounting	Yes	No	No	No

Making Tax Digital: Why This Affects Your Platform Choice

From April 2026, landlords with property income over £50,000 must submit quarterly digital updates to HMRC under Making Tax Digital for Income Tax (MTD IT). From April 2027, the threshold drops to £30,000.

This changes the software decision significantly.

If you are above the threshold now, you need MTD-compatible software. Landlord Vision supports direct MTD submissions — no additional software required. Arthur Online does not; you must export to Xero or QuickBooks, adding cost and a manual step each quarter.

If you are approaching the threshold, factor MTD into your platform choice now. Switching software mid-year is disruptive. Choose a platform that can grow with you rather than one you will have to replace in 12 months.

If you are below the threshold, MTD is not a current obligation — but it will be at some point unless the thresholds rise. Landlord Vision’s MTD capability is not wasted on you; it is forward-looking infrastructure.

Read the full Making Tax Digital landlords guide for threshold dates, what quarterly submissions actually involve, and which software is confirmed HMRC-compatible.

How to Migrate Away from Landlord Vision

If you are on Landlord Vision and want to switch, the process is manageable.

Step 1: Export Your Data

Landlord Vision allows CSV export of:

• Transaction history (income and expenses by property)
• Property and tenancy records
• Contact details (tenants, contractors, agents)
• Documents stored in the platform

Export everything before cancelling. CSV exports are importable into Arthur Online, Xero, and most accounting platforms.

Step 2: Choose Your Replacement Based on Your Actual Need

• Need MTD + better operations management → Arthur Online + Xero (higher cost but full features)
• Need simpler and cheaper → Hammock (accept the MTD limitation until they add it)
• Portfolio is simple and income is under £50k → Spreadsheet + free SA105 guide

Step 3: Check the Timing

If you switch mid-year, you will have partial transaction histories in two systems. The cleanest approach is to switch at the start of a new tax year (6 April). If you are already mid-year, keep Landlord Vision active until 5 April and move to your new system on 6 April.

Step 4: Cancel Landlord Vision

Cancellation is through your account settings. Most plans are monthly, so you will not be locked in beyond the current billing period.

The Bottom Line

Landlord Vision is the right choice when tax compliance is your priority — particularly MTD direct submission, accurate SA105 output, and Section 24 calculations. At £12/month flat for up to 5 properties, it is excellent value for what it does.

It is the wrong choice when operations management is what you actually need. No tenant portal, no maintenance workflow, and no contractor management means you are still handling tenant communication the same way you were before you subscribed.

For most landlords, the decision breaks down simply:

• Tax-first, MTD-affected → Landlord Vision
• Operations-first, 5+ properties → Arthur Online
• Simple tracking, low cost → Hammock
• 1-2 properties, under £50k income → Free spreadsheet tools

Whatever platform you use, make sure you are claiming every allowable expense. The landlord tax deductions guide covers everything from mortgage interest to professional fees, and the allowable-expenses-landlord guide has the full HMRC-approved category list.